College Basketball Betting Preview: Kentucky Wildcats vs. Tennessee Volunteers

Kentucky Wildcats
(30-2, 16-14 ATS)

Tennessee Volunteers
(25-7, 13-15-1 ATS)

There are only two days left in the college basketball wagering season, and the SEC will take center stage on Saturday afternoon in the Music City, where the Tennessee Volunteers and the Kentucky Wildcats will meet for the third time this year. HC Bruce Pearl’s club has already been through two grueling games in the SEC Tournament, winning over LSU 59-49 and Ole Miss 76-65, while Kentucky survived a big scare from Alabama, but came away with a 73-67 win to advance to the semifinals.

The #2 team in the country has to be questioning whether it’s even remotely worth it to try to win the SEC Tournament. The Wildcats already know that they’re either going to be the #1 seed in the East or South Regions, and they have very little to nothing to prove to the rest Selection Committee. Still, G John Wall is coming off of a game in which he played like a lunatic, scoring 23 points and bringing in seven boards. F DeMarcus Cousins is going to want a better showing than what he put forth on Friday afternoon, as he only scored seven points in 26 minutes of action, as he was limited due to foul trouble.

Give the Volunteers all the credit in the world. They could’ve just folded up tent and called it a season when G Tyler Smith was kicked off the team, but they’re inventing new ways to win and have marched all the way to the semifinals in their conference tournament, albeit of the relatively weak SEC. F Wayne Chism came to play on Friday, scoring 16 points and bringing down a stellar 15 boards in the ‘W’ over Ole Miss. It was his second double-double of this tournament after record just one double-double in his L/10 leading up to that point.

The only thing that Kentucky may want to prove in this game is that it can get some revenge for that defeat on Rocky Top suffered earlier this season. However, HC John Calipari is a smart man, and he knows what it takes to win the NCAA Tournament. No one is going to ask whether or not his team went 1-2 or 2-1 against Tennessee in the regular season if he wins the National Championship. Tennessee has a great history in this tournament, playing in the finals last season. Look for the Volunteers to make a second straight trip to the SEC title game by dismissing the Cats.

Selection: Tennessee Volunteers

Since beating Kentucky on February 27th, the Vols are 3-0 ATS in games against teams that are potentially going to be in the NCAA Tournament. Diamond Sportsbook is your home for all of the great NCAA basketball betting action from now through the end of March Madness!


States News Service April 7, 2011 GLEN ALLEN, VA — The following information was released by the Virginia Association of REALTORS’ (VAR):

From NAR Government Affairs: While meetings between House and Senate Budget negotiators continues as this is being written, the possibility of a federal government shutdown is growing increasingly likely. Since the media frenzy has prompted numerous member questions, a memo has been posted on that outlines how a shutdown could affect Realtors.

Contents of the memo is below:

The current continuing resolution (CR) providing funding for government operations is set to expire on April 8, 2011. If legislation providing for funding is not signed into law to extend funding after April 8, the federal government could shut down. This means many, but not all, government programs, including some that impact federal housing and mortgage programs, could grind to a halt as early as April 9, 2011. While the true impact of a shutdown is unclear until it actually begins below is a synopsis of how federal housing programs will likely operate in the event of a shutdown. The Office of Management and Budget (OMB) requires each agency to have contingency plans in place and reportedly has instructed agencies to not provide specific information on impacted operations. here government shutdown military pay

Federal Housing Administration FHA cannot offer endorsements for any new loans in the Single Family Program and cannot make commitments in the Multi-family Program in the event of a shutdown. FHA will maintain operational activities including paying claims and collecting premiums. Management and Marketing (MandM) Contractors managing the REO portfolio can continue to operate.

VA Loan Guaranty Program Lenders may continue to process and guaranty mortgages through the Loan Guaranty program in the event of a government shutdown.

Internal Revenue Service (IRS) Should the federal government shut down, the IRS cannot process federal income tax returns or issue refunds (but it can deposit tax payments). Consumers who were expecting to use their tax returns as part of the down payment for a home purchase will temporarily not have access to these refunds.

Flood Insurance The Federal Emergency Management Agency (FEMA) confirmed that the National Flood Insurance Program (NFIP) will not be impacted by a government shutdown.

Rural Housing Programs For the US Department of Agriculture programs, essential personnel working during a shutdown do not include field office staff who typically issue conditional commitments, loan note guarantees, and modification approvals. Thus, lender will not receive approvals during the shutdown. If the lender has already received a conditional commitment from the Rural Development office, then the lender may proceed to close those loans during the shutdown. A conditional commitment, which is good for 90 days, is given to a lender once a USDA Underwriter approves the loan. If a commitment was already issued, the funds were already set aside and the lender may close the loan at its leisure. If Rural Development has not issued a conditional commitment, the lender must wait until funding legislation is enacted before closing a loan.

Government Sponsored Enterprises Fannie Mae and Freddie Mac will continue operating normally, as will their regulator, the Federal Housing Finance Agency.

Treasury No official word as of yet, but the Making Home Affordable program, including HAMP and HAFA, may not be affected as the program is funded through the Emergency Economic Stabilization Act which is mandatory spending not discretionary. site government shutdown military pay

Background Information on Government Shutdown HJ Res. 48 extends the Continuing Appropriations Act, 2011 (Public Law 112-6) to April 8, 2011. If another continuing resolution (CR) or budget is not signed into law, the federal government could shut down on April 9, 2011. This requires the furlough of non-emergency personnel and the curtailment of federal agency activities. Federal contractors cannot be paid. Programs funded by annual appropriations are directly impacted though programs funded by laws other than appropriations (such as Social Security) may also be impacted. The last government shutdown occurred during fiscal year (FY) 1996 and lasted 21 days, from December 16, 1995 through January 6, 1996.

The Anti-Deficiency Act is the primary law preventing government activity when no budget or CR is enacted. The act, found in 31 U.S.C., prohibits:

Making or authorizing an expenditure from, or creating or authorizing an obligation under, any appropriation or fund in excess of the amount available in the appropriation or fund unless authorized by law.

Involving the government in any obligation to pay money before funds have been appropriated, unless otherwise allowed by law.

Accepting voluntary services for the United States, or employing personal services not authorized by law, except in cases of emergency involving the safety of human life or the protection of property.

Making obligations or expenditures in excess of an apportionment or reapportionment, or in excess of the amount permitted by agency regulations Basically, the government may not make payments or commitments unless there is enough money in the bank. According to the US Office of Personnel Management, an agency must shut down activities not excepted by the US Office of Management and Budget (OMB) when it no longer has the funds to operate. OPM recommends that agencies:

communicate with employees and representatives about a potential shutdown;

prepare draft furlough notices;

determine which positions are excepted from the furlough according to OMB guidance.

Federal agencies have been required to complete contingency plans since 1980. OMB has three different bulletins that agencies may reference in the development of their shutdown plans. Plans must include, among other things, estimated time to complete a shutdown and the number of employees to be excepted. The President, Members of Congress, presidential appointees, certain legislative branch employees, and federal excepted employees are not subject to the furlough.

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